2012
2013
2014
Solvency
Debt to Equity
2.67
0.92
0.86
Equity to Asset
0.27
0.52
0.54
Liquidity
Current Ratio
0.46
0.57
0.54
Profitability
EPS
100.01
100
100
ROA
0.05
0.05
0.06
ROE
0.19
0.09
0.12
Yield
0.06
0.03
0.05
ROS
0.07
0.08
0.11
Underwriting
Loss
0.64
0.60
0.56
Epense
0.89
0.86
0.83
Combined
1.5289
1.4583
1.3875
Climbs
First Life
2012
2013
2014
Solvency
Debt to Equity
3.6911
3.03
4.20
Equity to Asset
.2138
.23
.21
Liquidity
Current Ratio
1.09
1.09
1.11
Profitability
EPS
(.40)
.12
.06
ROA
.0059
.0052
.0029
ROE
.0282
.0226
.0140
Yield
5.21%
5.38%
5.04%
ROS
(.1086)
.0287
.0141
Underwriting
Loss
.6841
.5895
.4978
Expense
.9563
.8099
.8414
Combined
1.6404
1.3994
1.3392
Paramount
2012
2013
2014
Solvency
Debt to Equity
2.02
1.98
1.95
Equity to Asset
.33
.34
.34
Liquidity
Current Ratio
1.12
1.01
1.02
Profitability
EPS
7.06
8.27
20.38
ROA
0.01
0.01
0.02
ROE
0.02
0.03
0.07
Yield
0.06
0.06
0.07
ROS
0.04
0.04
0.11
Underwriting
Loss
.37
.36
.54
Expense
.27
.23
.25
Combined
.64
.59
.79
Phil Life
2012
2013
2014
Solvency
Debt to Equity
2.15
2.14
1.96
Equity to Asset
0.32
0.32
0.34
Liquidity
Current Ratio
1.55
1.30
1.11
Profitability
EPS
0.004
0.004
0.003
ROA
0.05
0.06
0.039
ROE
0.15
0.20
0.12
Yield
9,71
11
11.21
ROS
0.29
.31
0.16
Underwriting
Loss
0.31
.91
0.67
Expense
0.82
.41
1.07
Combined
1.13
.50
1.74
Country Bankers
2012
2013
2014
Solvency
Debt to Equity
.89
.98
1.07
Equity to Asset
.53
.50
.48
Liquidity
Current Ratio
4.66
4.35
3.67
Profitability
EPS
.68
(1.25)
(.24)
ROA
.14
(.35)
(.07)
ROE
.03
(.07)
(.01)
Yield
.06
.06
.05
ROS
.03
(.06)
(.01)
Underwriting
Loss
.65
.88
.75...