Rising Cost of Health Care
Research & Writing
Rising Cost of Health Insurance
Rising health care costs have relentlessly remained at the top of the list for economic uncertainties. The United States is facing a crisis in the health care industry with the number of uninsured Americans exceeding 46 million and health care premiums and overall costs increasing at 3 to 4 times the rate of inflation (Francis, 2003). The United States is the only industrialized nation that does not guarantee access to health care as a right of citizenship. A helpful way to control health care costs is to offer common health insurance coverage to all Americans. There is currently a legislative bill with Congress that will allow all Americans the ability to have health insurance. Before this bill can be passed the current health care system needs a fundamental change or just completely rebuilt. This will be a challenge and a time consuming procedure, if passed this will be a great benefit for everyone.
What is Health Care
Health care is the prevention, treatment, and management of illness and the preservation of mental and physical well being through the services offered by the medical, nursing, and allied health professions (Teixeira, 2007). According to the World Health Organization, health care embraces all the goods and services designed to promote health, including “preventive, curative and palliative interventions, whether directed to individuals or to populations”, (Connolly, 2008). The organized provision of a service as such may constitute a health care system. This may include a specific governmental organization such as cooperation across the National Health Service and Social Services that are in a Shared Care.
Losing a Job or not Being Poor Enough
With the present health-care structure in the United States, the majority of people are insured by their employer (Connolly, 2008). However, this...