present the whole landscape of the Indian banking structure, followed by a list of major players in the Indian banking industry. The report ends by a short conclusion of the findings.
2. A Brief History and Introduction of India’s banking sector
The first bank in India was established in 1786...
sector was a corollary of the liberalization process initiated in the country in the early 1990s...-------------------------------------------------
Rural India Catching UpWith a majority of the Indian population living in rural areas, rural banking forms a vital component of the Indian banking...
Opportunities for the Indian banking industry lies in the untapped rural market Banking sector has not penetrated to the rural sector .About 80% of the rural households in India have no access to formal lending. About 46% of these used informal lending channels, 24% of which resorted to...
sector in the country. But the growth of modern banking remained slow mainly due to lack of surplus capital in the Indian economic system at that point of time. Modern banking institutions came up only in big cities and industrial centres. The rural areas, representing vast majority of Indian...
Indian Banking Sector Reforms New phase of Indian Banking system with the advent of Indian financial and banking sector reforms after 1991
Banking sector in India : Historical perspective.
* Bank of Hindustan, set up in 1870, was the earliest Indian Bank.
* Banking in India on modern...
establishing a safe and secure, state of the art communication backbone in the from of the Indian Financial NETwork (INFINET) as a closed user group exclusively for the banking and financial sector in India.
CHANGING FACE OF BANKING SERVICES
Liberalization brought several changes to Indian...
early years of independent India from 1947 - 1967, the focus was on channelling of credit to the neglected sectors of the economy, especially agriculture and the spread of banking in the unbanked and rural areas. Special emphasis was also laid on weaker sections of the society. In the second phase...
markets to borrow from or lend to other banks/ large customers, to participate in large bond issues and to engage in syndicated lending. Retail banking is largely intra-bank; the bank itself makes many small loans.
Most of the Indian public sector banks practice retail banking; they are slowly...
receive an 'in principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector, as part of the RBI's liberalisation of the Indian Banking Industry in 1994. The bank was incorporated in August 1994 in the name of 'HDFC Bank Limited', with its registered office in Mumbai...
Textile & Garment, FMCG, Banking, Insurance, Food, Cement and
Financial Institutions and had also compared with Indian Economic states. We found
that they are little bit underdeveloped country then India.
Part – 1
PESTLE Analysis of...
tuned to urban business. Besides, the remuneration fault progressing of semi urban, rural and personal line business is not sufficiently attractive for the marketing force like agent and other intermediates.
Comparison of Indian Insurance Sector Stand International Insurance
various overseas markets as well as its products and services for non-resident Indians and its international trade finance and correspondent banking relationships.
RURAL AND AGRICULTURAL BANKING
The Rural, Micro-Banking & Agro-Business Group is responsible for envisioning and implementing rural...
policies in force in the world, Insurance happens to be a mega opportunity in India. It’s a business growing at the rate of 15-20 per cent annually and presently is of the order of Rs 450 billion. Together with banking services, it adds about 7 per cent to the country’s GDP. Gross premium collection...
1.0 Indian Banking System
The Reserve Bank of India acts a centralized body monitoring any discrepancies and shortcoming in the system. At the end of March 2007, India had 89 scheduled commercial banks (excluding regional rural banks), comprising
28 public sector...
This report aims to provide an overview of banking sector in India for the purpose of expansion planning. The overview will be broadly divided into two parts: Indian Banking system and Bank-like financial institutions. For each type of banking institutions, a brief introduction, some...
The Banking Sector in India
The Banking sector in India has always been one of the most preferred destinations for employment. In this decade, this sector has emerged as a sunrise sector in the Indian economy. Banking sector index has grown at a compounded annual rate of over 51 per cent since...
The Indian banking industry has emerged into a complex multi-tier structure with a range of big and small Banks and FIs operating. Way back in 1951, the need to form state sponsored institutions to increase flow of credit to the rural areas led to the formation of the State Bank of India by an act...
survey on the Indian Banking Industry to assess the competitive advantage offered by the banking sector, as well as the policies and structures required to further stimulate the pace of growth.
A majority of the respondents, almost 69% of them, felt that the Indian banking Industry was in a very...
agency, the public sector banks hold around 75.3 per cent of total assets of the banking industry and the private and foreign banks hold of 18.2 per cent and 6.5 per cent respectively.
Indian Industries have been witnessing today is an indirect, knock-on effect of the global financial situation and is...
operations in terms of value chain reengineering and restructuring business models. Likely, the financial sector is metamorphosing under the impact of competitive, regulatory and technological forces. Financial institutions especially the banking sector is currently in transition phase. The banks...
process, predominantly in the enlargement of the economic or financial sector. In fact, institution structuring comprises of a distinguishing attribute of central banking in India.
The Indian banking system by working professional has somehow worked up to the competitive heights of the new Indian...
Public sector banks
The public sector banks largely dominate the Indian banking industry. These banks till early 90’s were involved in the traditional banking business of deposits and credit lending. They performed a supporting role in the overall growth of the economy. While most of theirs banks...
A STUDY OF FACTORS AFFECTING EFFICIENCY OF TOP FIVE PUBLIC SECTOR BANKS
Banking industry in India is all poised for a major leap in coming years. The year
2004 witnessed some major positive changes in this industry. A pickup in demand for loans, chiefly in retail sector and good spreads...
in the country. But the growth of modern banking remained slow mainly due to lack of surplus capital in the Indian economic system at that point of time. Modern banking institutions came up only in big cities and industrial centres. The rural areas, representing vast majority of Indian society...
In 1955, India government nationalized Imperial Bank of India on a large scale especially in rural and semi-urban areas and formed State Bank of India. From 1955 to 1969, SBI subsidiaries and 14 major banks in India had been nationalized. In the second phase of Indian Banking Sector...
, Pune – 411 007
India is basically an agricultural country with large number of villages. More than 70% of the Indian population living in the village and their main source of living being agriculture. Agriculture is the major occupation for the rural poor and this sector...
in the near term. Maintaining a fundamentally long-term value-creation mindset.
■ reach in rural India for the private sector and foreign banks.
■ With the growth in the Indian economy expected to be strong for quite some timeespecially in its services sector-the demand for banking services...
OVERVIEW OF THE INDIAN BANKING SECTOR
Chan Yuen On Alice | 2010070314
1 2 3 Introduction History Mundell’s Holy Trinity 3.1 3.2 3.3 4 5 Floating Exchange Rate Free Capital Flow Limited Independence of Monetary Policy 3 3 4 4 4 4 4 5 5 5 6
| 122,180.23 | 2,894.19 |
Foreign Direct Investments in Indian Telecom - September 29th, 2010
FDI plays an important role in telecom sector as well as an economy as a whole. Earlier, there were very few public players like BSNL, MTNL and VSNL in this sector but as the time progressed and...
Introduction to Indian Banking Sector………………………………………………..……….3
Types of banks…………………………………………………………………………………4
Rural Banking in India……………………………………………. …………………….……5