The United States current healthcare system is one that is very business oriented. A person must pay money monthly in order for the company to cover his or her medical expenses. Most of the time, when you need a medical procedure done, from an annual checkup to an MRI, your health insurance provider must approve it rather then yourself or your doctor. Often times, they will deny your cause in order to save money for themselves. This is the case especially for lower income families because, unfortunately, an insurance company would rather pay for a high class citizen rather then a lower class citizen. Insurance companies often make high prices deliberately to exclude the lower classes who then are forced to be either insurance less or to sacrifice a lot to have some sort of coverage, that often doesn’t cover the most costly and most common procedures. Only 37 percent of adults in low-income working families had employer-sponsored health insurance and 42 percent had no coverage. Health care costs are also rapidly rising out of reach for even middle-income Americans. In this summary, Perry and Blumberg propose comprehensive reform that ensures coverage for everyone at every income level, while still encouraging work. Their proposals include state purchasing pools, individual mandates and strategies for reducing health care costs. And even when these people do have coverage, all their procedures must first be approved by insurance companies and often they are denied. Some of America's most well-known insurance companies-the same ones that spend billions on advertising to earn your trust-have endeavored to deny claims, delay payments, confuse consumers with incomprehensible insurance-speak, and retroactively refuse anyone who may cost them money. This is quoted from Tricks of the Trade: How Insurance Companies Deny, Delay, Confuse and Refuse, a research report recently released by the American Association of Justice.
One of Michael Moore’s most famous documentaries...