Medisave is a national healthcare savings scheme. You can use Medisave to pay for your own and / your immediate family members’ hospitalization stay.

What does Medisave cover?

Medisave covers hospitalization expenses such as:
• Daily ward charges
• Doctor’s attendance fees
• Surgical procedure
• Inpatient charges for medical treatment, investigations, medicines, medical supplies and implants

However, Medisave does not cover hospitalization expenses such as:
• Non-treatment related charges such as companion stay charges, utility charges, telephone calls, charges for faxes etc
• Medical report fees, ambulance fees
• Hospitalization stay of less than 8 hours
• Cosmetic surgery
• Outpatient consultation fees, tests and investigation (except for Approved Outpatient Treatments)
• Other expenditure on equipment, devices and appliances such as wheelchairs etc

Who can I use my Medisave for?

Medisave may be used for spouses, children, parents and grandparents (grandparents must be Singapore citizens or permanent residents)

Can I use Medisave for non-immediate family members?

Use of Medisave for non-immediate family members such as sibling, in laws, uncles/aunts and nephews/nieces may be allowed on a case-by-case basis, provided that the patient:
• Is a Singapore Citizen or a Permanent Resident
• Is staying in a B2 or C class ward
• Does not have a Medisave account
• Has immediate family members who do not have enough Medisave funds and cannot afford to pay the hospital bill
• Is a dependant of the Medisave account holder

What are the Medisave withdrawal limits?

Medisave is subject to a withdrawal limit of $450 per day for charges to hospitalization cases and $300 for day surgery. In addition, there is a separate claim limit for surgical procedures ranging from $250 to $7,550 depending on the type of surgery. The use of Medisave for psychiatric treatment is subject to a withdrawal limit of $150 per day of $5,000 a...