Organizational Systems and Quality Leadership
Western Governors University
United States is ranked 44th on Bloomberg’s list of Most Efficient Health Care in 2014 (Bloomberg, 2014), and President Barrack Obama had recently passed the Affordable Care Act on March 23, 2010 (US Department of Health & Human Services, 2016). Insurer companies have various premium rates and coverage plans, making it a competitive market. The United States residents are able to choose which plan and what coverage benefits would suit their needs. Each state also has various coverage options and government programs with assistance for unemployed and low-income individuals and families.
Japan is ranked 4th on Bloomberg’s List 2014 of Most Efficient Health Care (Bloomberg, 2014), and has had universal healthcare for more than 50 years (Davidson, 2013). Insurer companies are not-for-profit; therefore competition does not exist, as fees are set. Prices for services and drugs are the same, but are renegotiated every 2 years (PBS NewsHour, 2009). Long-term care insurance is required if the individual is over 40 years old. Hospitals are privately owned and operated.
The United States health care system makes it mandatory for the population to participate. A penalty is placed on individuals who do not have health insurance, for 2016 “the fee is $695 or 2.5% of your income – whichever is higher” (HealthCare.gov, 2015). Coverage is offered through employers, or the individuals can purchase coverage directly through the insurance carriers directly (PBS, 2009). Dependents are covered until the age of 26. Low-income families may be eligible for government programs.
Medication coverage differs between the various insurance carriers (Coleman, 2014). Costs are dependent on set co-pays, deductibles, co-insurances, maximum out of pocket fees. The more coverage that is provided, the higher the premium will be. Prior to the Affordable care...