Issues with Unemployment and Welfare Today
Today there are several issues and programs in Social Welfare. Social welfare consists of two cash support programs: social insurances, based on earlier earnings and personal payroll contributions and welfare, which is primarily based on the financial needs. Programs today primarily are unemployment insurance, workers compensation, and disability of old age survivors.
Social Security is a universal program for American citizens who are entitled to take part upon having a social right and is not based on financial needs. Social security funding comes from payroll taxes equally shared by employee and employer. In order to qualify and receive benefits an individual must pay payroll taxes during the years of working. An individual is permanently legible to receive social security benefits once a minimum of 10 years is accomplished. The level of benefits received is set up by how much money was paid in by the age of retirement.
Adults between the age of 18 and 64 who aren’t able to establish a considerable employment, the age of 65 which then the benefits becomes old-age benefits. For disability benefits you must show medical proof of being disabled or have a disability that prevents them from working. Children under the age of 18 are eligible for dependent parents, widows or widowers for benefits of a insured worker.
Unemployment is the second insurance program that is a major social resource and an effective program to aid in minimizing poverty. The temporary aid of unemployment benefits usually last about 26 weeks. Unemployment is governed by federal standards and is determined by each state.
Workers Compensation is one other major insurance program of which is not a covered benefit for farm and domestic workers. An employer is paid about 87% of the salary or wages of the workers in the United States.
Some of the issues in the social security insurance are sustainability, economic growth and the equity of...