The Polish personal accident and health insurance segment recorded steady growth during the review period. The segment’s gross written premium posted a review period (2009-2013) compound annual growth rate (CAGR) of 8.9%. The segment was driven by the economic growth, an increase in demand for health insurance, and a rise in the country’s aging population. Such factors are also expected to support the segment over the forecast period (2013-2018); as gross written premium is expected to increase at a projected CAGR of 8.7%. Poland has a general health insurance system under which subsidized health services are provided to residents. It is principally state-financed through the National Health Fund (NFZ), of which health insurance contributions formed a key part. Taxes from the state budget and self-government budgets also contributed. Public sector spending accounts for a large proportion of the total funding in Poland. Healthcare financing is low, however, as the country’s healthcare expenditure amounted to 6.7 % of its GDP in 2012, and has not kept up with the country’s GDP growth. This has put a strain on health services, leading to an increase in public dissatisfaction. The Ministry of Health has made a number of reforms to improve the country’s health insurance system.
Executive Summary :
The report provides in-depth market analysis, information and insights into the Polish personal accident and health insurance segment, including:
• The Polish personal accident and health insurance segment’s growth prospects by insurance category
• Key trends and drivers for the personal accident and health insurance segment
• The various distribution channels in the Polish personal accident and health insurance segment
• The detailed competitive landscape in the personal accident and health insurance segment in Poland
• Detailed regulatory policies of the Polish insurance industry
• Analysis of various consumer segments in Polish personal accident and health...